Some reasons why you can get a loan.
Do not wait until you are broke to apply for a loan of money. Rather, the loan is used to expand your business or manage an emergency situation before your monthly income falls into your hands.
You want to pay for university studies or training for your children, you have a market to honor and you are short of resources, You want to redevelop your home or apartment for rent or sale ….. there are many cases where the loan is necessary for you. Make sure you are investing for a worthy cause. So the refund will not weigh on you later.
